Freelancer Cashflow Tracker

Your ultra-simple tool to track income, expenses, and tax estimates.

This acts as a personal bookkeeping utility. It is not a substitute for professional tax advice or official accounting software.

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Your Dashboard

Total Income
...
Total Expenses
...
Net Income
...

Amount to Set Aside for Tax

%

Set your tax rate to see estimated set aside amount.

Consult your local tax authority for the correct rate.

Based on ... profit:
...
(This is an estimate. Consult a tax professional.)

2. Add a Transaction

$

3. Transaction History

Date Description Amount Delete
No transactions for this period.

Data Portability

Export a .json file to safely move your data to another device.

How to use this Tracker

Simple steps to clarity.

1

Set Rate

Enter your estimated tax percentage (e.g. 30%).

2

Log

Enter income and expenses as they happen.

3

Relax

Watch your "Tax Reserve" update automatically so you're ready.

What This Tool Is

  • • A Bookkeeping Utility: It logs the income and expense numbers you manually enter.
  • • A Tax Estimator: It applies a flat percentage (that you choose) to your profit to suggest a set-aside amount.
  • • A Visualization Aid: It helps you see the difference between "Revenue" and "Net Income."

What This Tool Is Not

  • • Not Tax Advice: Tax laws vary by country, state, and city. This tool does not know your specific tax bracket or deductions.
  • • Not Accounting Software: It does not connect to bank feeds, generate official tax forms, or ensure compliance with tax authorities.
  • • Not a CPA Substitute: Always verify "deductible" expenses and final tax bills with a qualified professional.

Simple Freelance Bookkeeping

As a freelancer, you are running a business. Using a free expense tracker is critical for two reasons:

To See Your Net Income

Revenue isn't net income. You need to deduct software, equipment, and fees to know what you actually made.

To Track Deductions

Tracking deductible business expenses can be essential for accurate tax estimation.

Tax Reserve Estimator

Our unique freelancer tax calculator feature takes your Year-to-Date profit and sets aside a percentage (e.g., 30%) automatically.

It provides an estimate of the amount you might consider setting aside for your future tax obligations.

Why not use a Spreadsheet?

Templates are great, but they are hard to use on a phone. FinTech Lite gives you the power of a simple bookkeeping tool without the monthly fee.

Plus, it's private. Your data lives in your browser's Local Storage. We never see it.

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